Pensinger Financial
  • About Us
    • A Quick Look
    • Core Values
    • Background
    • Investment Philosophy
  • What We Do
    • Our Services
    • Our Pricing
    • 401(k) and 403(b) Set Up
    • 401(k) and 403(b) Rollover
    • Small Business Retirement Plans
    • HCBA Retirement Solution
  • Resources
    • Investment Returns
    • Helpful Links
    • Reading Recommendations
    • Frequently Asked Questions
  • Extras
    • The Right Way to Invest Blog
    • Photos
    • Videos
    • That Familiar Voice
    • DFA Youtube Channel
  • Contact
  • Client Access
    • Atlas Software Access
    • NetXInvestor Access

the right way to invest blog

DFA's "Core" and "All-In-One" Funds Explained

2/14/2018

0 Comments

 
Included are links to two PDFs.  2018 Core Solutions Brochure explains why we use “core” funds in our investment portfolios.  One key component is how they are designed to reduce turnover (turnover is buying and selling stocks within the fund) and transaction costs.  Reducing those ultimately lowers mutual fund costs, and those savings are passed on to you the investor in the form of a low expense ratio.
 
The expense ratio is the price you pay to be in the fund.  A fund with an expense ratio of .31% means you pay $3.10 for every $1,000 you have invested in the fund, and you pay this on a yearly basis, too.  The expense ratio is rolled into the price of the fund, you do not see it come out of your account like you do our management fee.
 
Depending on your investment portfolio selection, those funds are titled US Core Equity 1, US Core Equity 2, US Vector Equity, International Core Equity 1, International Vector Equity, and Emerging Markets Core Equity.  I encourage you to read page 2 – there I highlighted some text explaining why we use them and how they are designed. 
 
2018 Global Allocation Funds Brochure is for those of you with All-In-One funds in your investment account.  These funds go by the names DFA Global Equity, DFA Global Allocation 60 / 40, and DFA Global Allocation 25 / 75.  Pages 2 & 3 dive into how these funds are constructed and how they are managed behind the scenes.
0 Comments

Your comment will be posted after it is approved.


Leave a Reply.

    connect


    author

    Picture
    Michael Pensinger, CFP® is Owner and President of Pensinger Financial, Inc.

    He grew up in Park Forest, Illinois and now resides in Lemont, Illinois with his wife, two children, and two dogs. Michael serves as Treasurer on the Lemont Area Chamber of Commerce Board of Directors and he volunteers for the Lemont Open Space Committee. Read More

    Archives

    November 2019
    July 2019
    April 2019
    February 2019
    January 2019
    December 2018
    October 2018
    September 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    August 2015
    June 2015
    April 2015
    February 2015
    January 2015
    December 2014


    Categories

    All
    401k
    Bonds
    College
    Education
    Investing
    Mutual Calculator
    Mutual Fund
    Podcasts
    Price Movement
    Retirement Plans
    Savings Plan
    Small Business
    Stock Market
    Stocks
    Tax-Free

ABOUT US
A Quick Look
Core Values
Background
Investment Philosophy
WHAT WE DO
Our Services 
Our Pricing 
401(k) Rollover
Small Business Retirement Plans
​HCBA Retirement Solution
RESOURCES
Client Access
Investment Returns
Helpful Links
Reading Recommendations
Frequently Asked Questions
EXTRAS
The Right Way To Invest Blog
Photos
Videos
​
​That Familiar Voice
DFA Youtube Channel
CONTACT
Lemont, Illinois 60439
630-754-7580 Phone
630-590-9392 Fax

© 2015 Pensinger Financial, Inc