INVESTMENT & RETIREMENT PLANNING

- investment management services are subject to a $250,000 assets under management minimum -

IRA & Brokerage Account Investment Management and 401(k) / 403(b) / 457 Reviews and Rollovers (go here to see a deeper dive into the services we offer, and what we charge for them)

  • Goal-Based Retirement Planning

We utilize Envestnet's MoneyGuidePro® software to deliver high quality and accurate goal-based retirement planning projections

EDUCATION PLANNING

  • 529 Plans, Coverdell Education Savings Accounts

DEPENDENT PLANNING

  • Uniform Transfer to Minor Accounts / Uniform Gift to Minor Accounts, Beneficiary Titling

SMALL BUSINESS RETIREMENT PLANS

We take a long-term approach with you, not just financially, but personally. You’re in this for the long haul and so are we, so we partner with you to grow and protect your wealth for the next several decades. We want you as a client today knowing we’ll do all we can to ensure you remain a client tomorrow.

Pensinger Financial, Inc. was founded on the belief that every person deserves comprehensive financial planning and investment management. Regardless of your net worth or whether you meet a specific minimum, you are entitled to fair, objective, and competent financial planning.

Here at Pensinger Financial you will be asked the question “What can we do to help you accomplish your goals?” At Pensinger Financial you are a person or a family first, a client second – you are not just a number and you are not measured by your net worth.

You have your goals and we have our goals. Our main goal is to provide you with a road map to build a solid financial plan and investment strategy designed to build wealth over time. Instant gratification is great, but it is just not practical and it is far too risky.

We recognize the need for comprehensive financial planning from the ground up or the need for à la carte style service pinpointing a specific area of financial planning. Both styles are offered to you at Pensinger Financial.

WHY WE DO THIS

“I genuinely want to help people looking for some financial guidance in a financially turbulent world. Through job training and self-educating I have been learning financial planning and investment management for nearly 10 years, and, more importantly, I am continuing to learn every day. I feel I am well positioned to share my knowledge with others. I may not have all the answers, but together I believe we can create a plan to accomplish your goals and objectives. I want to be the planner responsible for getting you there. In return, I will charge what I believe is a fair and reasonable fee so that I too, can accomplish my goals and objectives just like you.” -Michael Pensinger, CFP® Owner & President of Pensinger Financial, Inc.