put up with the gold to be rewarded with the green (or is it teal or turquoise?). Stock market investing comes with bull (stocks up) and bear (stocks down) markets, but the bull markets are stronger and last longer. Think of the stock market as a constant bull market that is temporarily interrupted by short-lived bear markets. We don’t know when the next bear market will occur. It’ll happen at some point, fortunately, it won’t last long and it’s only temporary. If your retirement portfolio supports stock exposure, take the little bit of bad with a whole lot of good and stay invested through the good times and the bad times and you will build wealth for a safe, secure, and comfortable retirement. See the below picture or this PDF from Dimensional for more information.