Here you can find DFA's Q3 2017 Quarterly Report. These summaries wrap up with a short article, whereby I highlight something specific for you to read. Unfortunately, this time around I found this article tough to get through and I don’t think it’s a good one to pass on to you, however, I did highlight some important words on the last page because it does a good job of summing up what we do as advisors for you and your retirement portfolio. I have pulled out that text here:

“…understanding the drivers of returns and how to best design a portfolio to capture them, what a sufficient level of diversification is, how to appropriately rebalance, and last but not least, how to manage the costs associated with pursuing such a strategy.

Finally, the importance of having an asset allocation well suited for your objectives and risk tolerance, as well as being able to remain focused on the long term, cannot be overemphasized. Even well-constructed portfolios pursuing higher expected returns will have periods of disappointing results. A financial advisor can help an investor decide on an appropriate asset allocation, stay the course during periods of disappointing results, and carefully weigh the considerations mentioned above to help investors decide if a given investment strategy is the right one for them.”