Q4 2017 QUARTERLY AND 2017 YEAR END REPORT

Here you'll find the Q4 2017 Quarterly and Year End 2017 Report. In it you’ll find a summary of returns of various major markets around the globe for Q4 and the entirety of 2017. It was a very good year for major markets; you can see this on page 21 in the attachment, and I have pasted the table below, as well.

We should have put all of our money in emerging markets, right – we would have got the best return? Wrong. We don’t know which markets are going to do great and which ones are going to fall off a cliff (see emerging markets 2008: down 53%!). We like seeing all green arrows pointing up, but the reality is this isn’t going to happen every year. Most years will be a mixed back of up and down returns and there will be years when we see all red arrows pointing down for our stocks holdings. This is investing. We don’t know which market is going to be great or terrible, and we don’t know if we’ll get all green arrows or all red arrows, so we need to have exposure to everything, so we can participate in their returns when they are great. And when those returns are bad, we know it’s a short-term bump in the road on the long-term journey towards building wealth for retirement. Over your long-term wealth building journey, you’re gonna see a lot more green arrows than red, so you need to be invested – and remain invested – or you’ll miss a once in a lifetime trip.

2017 global market returns